The U.S. appraisal industry is undergoing one of its most significant transformations with the introduction of UAD 3.6. While change can feel overwhelming, it also presents an opportunity to reaffirm your role as a trusted valuation professional. 

At Opteon, we’re deeply aware that panel appraisers face unique challenges during this transition, especially those not using proprietary software or internal systems. That’s why our support for panel appraisers focuses on practical, accessible resources that ease the burden without requiring new tech or workflow overhauls. 

1. Increased Data Requirements Without the Tools

Concern: UAD 3.6 demands more structured data, but many appraisers don’t have access to advanced tools that make it easier. 

Opteon’s Solution: We will provide clear, lender-specific guidance for every order and share downloadable resources (checklists, reference guides, field instructions) that simplify reporting expectations. Our quality team is also available to answer questions and help interpret evolving standards. We are real people providing you with real support. 

2. Fear of Losing Narrative Control

Concern: Panel appraisers are concerned that rigid fields and dropdowns could limit the value of their professional judgment. 

Opteon’s Solution: We encourage and reward well-supported commentary that adds insight. Our review process acknowledges thoughtful narrative where needed, and we never penalize appraisers for using their expertise to clarify complex property or market situations. New or old report formats, we respect the unique expertise of our professionals.  

3. Training Time and Learning Curve

Concern: Learning UAD 3.6 means time away from billable work without the benefit of paid internal training. 

Opteon’s Solution: Our UAD 3.6 training will be designed specifically for panel flexibility: short-form videos, downloadable tip sheets, and Q&A style sessions you can watch on your schedule.  

4. Dual Format Confusion

Concern: During the rollout, you might be switching between UAD 2.6 and 3.6, depending on the client, which increases the risk of format errors. 

Opteon’s Solution: Each order will clearly state which version is required. We will include version-specific instructions in your order delivery, and our support team is available to help if anything is unclear. Simplicity and clarity are our priorities. 

5. Fee Compression Despite Higher Workload

Concern: Some worry that UAD 3.6 will mean more work for the same or even lower fees. 

Opteon’s Solution: Opteon is completing time-impact studies and will advocate for adjusted panel compensation accordingly, as required. We will work to actively educate clients on the added value of fully compliant UAD 3.6 reports and advocate for fair fees that reflect the work required. 

A Trusted Partner for Independent Appraisers 

Your independence is a strength. Our role is to support, not control, how you work. With UAD 3.6, we’re focused on: 

• Respecting your expertise 

• Communicating clearly and early 

• Providing resources, you can actually use 

• Offering fair compensation for evolving demands 

UAD 3.6 is a big shift. But with the right partner, it doesn’t have to be a burden. 

Let’s move forward together.