Property valued in seconds, not weeks.

 Opteon's AVM delivers a statistically robust property valuation in seconds, giving lenders, servicers and AMC's the speed, scale and confidence to make decisions faster. 

Speed you can trust. Accuracy you can act on.

What separates a good AVM from a great one isn't the model? It's the data quality, confidence, transparency and a partner that can support you with ALL your valuation & appraisal needs. 

Trusted for: 

  • GSE Compliant Valuations

  • FHFA Quality Control Standards

  • Nationwide Coverage

  • Confidence Scoring Included

  • Full suite of supporting products

Opteon's Valuation Ecosystem

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AVM Layer

Instant automated estimate with confidence scoring for eligible properties.

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Alternative Products

Desk review, drive-by, or hybrid appraisal, with a seamless cascade within Opteon

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Full Appraisal

Licensed appraiser, full USPAP compliant appraisal; nationally.

The right tool for the right decision

From origination to loss mitigation, Opteon's AVM is built for the moments where speed and accuracy determine outcomes.

Refinance & HELOC Origination

Pre-screen loan eligibility and determine PIW/ACE qualification before ordering a full appraisal. Reduce unnecessary appraisal spend and cut pipeline time dramatically.

Portfolio Monitoring

Track LTV ratios across your entire mortgage portfolio on demand. Identify at-risk loans early and respond to market movements without waiting on scheduled reviews.

Loss Mitigation & Servicing

Get immediate property value estimates during default, forbearance, or foreclosure scenarios, without field visits or appraiser delays that slow resolution.

Pre-Appraisal Screening

Validate deal viability before committing to a full appraisal. Save time and money by screening out loans unlikely to meet value requirements at the outset.

Quality Control & Review

Use as a second-opinion tool alongside desk reviews and appraisal QC workflows. Flag outliers, validate field values, and support your risk management processes.

Bulk & Batch Processing

Process hundreds or thousands of properties simultaneously. Whether it's a portfolio acquisition, post-disaster assessment, or mass re-evaluation. It is scale without limits.

AVM by the Numbers

30 sec

Average report delivery

vs. 7–14 days for traditional appraisals

95 %

Cost reduction potential

vs. full appraisal for eligible loans

99 %

US property coverage

Available for Residential properties nationwide

Confidence scores that mean something

Every Opteon AVM report includes a  confidence score. A transparent, risk-weighted indicator of how reliable each estimate is for that specific property and market.

When you see a high confidence score from Opteon, you can act on it. When confidence is lower, you know exactly why and can escalate to a range of products to keep things moving. 

  • Confidence scores calibrated to actual prediction accuracy
  • We support escalation for low-confidence properties to enhanced products
  • Full model methodology documentation available on request
  • Lightning-fast processing for fast decisions

How It Works

From order to insight in seconds

Opteon's AVM is designed for real-world lending workflows - simple to order, instant to receive, and easy to act on.

1

Submit Your Order

Enter the property address through our portal, API, or directly from your LOS. Single property or bulk upload — both work the same way.

2

Model Runs Instantly

Our AVM accesses billions of data points including recent sales, tax records, MLS data, neighborhood trends and then generates your estimate in seconds.

3

Report Delivered

Receive a clean, lender-ready AVM report with confidence score, comparable properties, market trend data, and all supporting detail.

4

Decision Made

Use the AVM to approve, escalate, or decline with full documentation in your file. If you need more, Opteon's full valuation suite is one click away.

Built for today's regulatory environment

The regulatory landscape for AVMs has never been clearer or more demanding. Opteon's AVM is built to meet the requirements of the FHFA's final AVM quality control rule and the GSE's property inspection waiver programs. Whether you're using AVMs for PIW eligibility, portfolio stress-testing, or secondary market securitization, Opteon delivers the documentation, confidence scoring, and audit trail your compliance team requires.

Fannie Mae ACE

Automated Collateral Evaluation program eligible valuations.

Freddie Mac PIW

Property Inspection Waiver eligible loan support

FHFA QC Standards

Quality control rule compliance — independence, accuracy & audit trail

Dodd-Frank Compliant

Section 1473 AVM quality and independence requirements met

Common AVM Questions

AVMs are most reliable for properties in data-rich markets with strong comparable sales and typically standard residential properties in suburban or urban markets. They're most commonly used for refinances, HELOCs, portfolio monitoring, and PIW/ACE eligible originations. Complex, unique, or rural properties with limited comps are better suited to a desk review or full appraisal. Our cascade model helps you identify which product is right.
Yes. Opteon's AVM supports eligibility determination for Fannie Mae's Automated Collateral Evaluation (ACE) program and Freddie Mac's Property Inspection Waiver (PIW) program. Your LOS or DU/LP output will indicate GSE eligibility — our AVM supports the workflow from there.
AVM accuracy varies by market, property type, and data density. Our confidence scoring system tells you how reliable each estimate is — a high confidence score means the model has strong comparable data and high predictive accuracy. We publish our model accuracy metrics and recalibrate continuously against actual transaction data.
The vast majority of reports are delivered within 30 seconds of ordering. For batch and bulk orders, delivery times scale with volume but remain significantly faster than any traditional valuation method.
Yes. Opteon's AVM is available via API for direct LOS and workflow integration. We support XML and JSON data formats and can work with your technology team to configure a seamless integration. Our customer success team manages the integration process end-to-end.
That's where Opteon's full valuation suite becomes your advantage. Unlike standalone AVM providers, Opteon can seamlessly escalate to a desk review, drive-by inspection, hybrid appraisal, or full USPAP-compliant appraisal — all through the same platform, the same relationship, the same billing.

Current Customer?

You can order Opteon AVM today through your existing portal log in or LOS platform. Contact your Customer success manager with any concerns. 

New Customer?

We're eager to help you with your valuation needs. Reach out to our team to discuss how we can help.

Get in Touch Now