Fast Validation of Existing Appraisals

 When a full appraisal already exists but additional confidence is required, Opteon’s Sales Validation Report (SVR) provides a fast, cost‑effective way to confirm that the value is supported by the market, without ordering a new appraisal.

Not Confident?

Our Sales Validation Report will put your mind at ease

 The Sales Validation Report (SVR) is an alternative valuation product designed to validate a previously completed appraisal or valuation. Our experienced valuation analysts review the sales comparables used in the original appraisal and tests them against broader current and historical MLS market data. The SVR evaluates:

  • The relevance and positioning of the original sales comparables
  • Pricing, adjustments, and overall supportability
  • Whether the reported value is reasonable, overstated, or understated

The result is a clear, transparent reconciliation that helps lenders and investors make confident decisions—without duplicating valuation work. 

When to order an SVR?

Post‑appraisal Validation

Underwriting confidence checks

Risk management and quality control (QC)

Investor, portfolio, or secondary market review

Value disputes or escalations

As‑Is vs. As‑Repaired (ARV) reconciliation

Key Benefits of the SVR product

Hand Icon
Faster Decisioning

No inspection required. No re‑engagement of the original appraiser. Faster turnaround than a second appraisal or formal review.

SMSF Icon V2
Cost Efficiency

Lower cost than duplicating valuation work. Avoids unnecessary appraisal re‑orders. Clear, defined fee structure provided upfront.

Insurance Icon
Reduced Risk

Confirms whether value conclusions are supported by the broader market. Identifies outlier comparables or weak adjustments. Supports confident underwriting and investor decisions.

Who is the SVR for?

Mortgage Lenders
Credit Unions
Non QM & Portfolio Lenders
Investor & Capital market teams
Servicing teams
Risk Teams
AMC Clients

Why Choose the Sales Validation Report?

The SVR sits in a unique space between automated models and traditional appraisal reviews—combining human expertise with market data analysis. 


 

  • Human‑led analysis, not model‑only output
  • Direct review of the appraiser’s original sales comparables
  • Market positioning tests (price, $/sf, ranking, percentiles)
  • Transparent narrative reconciliation—no black‑box scoring
  • Explicitly positioned as not an appraisal or appraisal review
  • Faster and more affordable than re‑ordering an appraisal

How the SVR compares?

Estate Succession Planning Icon.svg-1

Vs AVM

Our experts review actual appraisal logic and comps.

our-vision-simple-red

Vs Appraisal Review

Does not assess USPAP compliance or appraiser conduct.

our-technology-simple-orange

Vs BPO / Eval

Validates an existing value rather than creating a new one.