Turn STR Volatility into Lending Clarity at Speed

Opteon’s Short-Term Rental Analysis (STRA) delivers appraiser-verified, risk-adjusted income assessments for confident DSCR lending. 

DSCR Lenders

face a Collateral Risk Gap

STR income ≠ loan security. With occupancy rates slowing and regulations removing thousands of listings, lenders face a widening Collateral Risk Gap between borrower projections and true, sustainable NOI.

Opteon’s Short-Term Rental Analysis (STRA) is a cutting-edge solution designed to deliver precise, compliant short-term rental income assessments. By integrating AirDNA’s robust Rentalizer data with the expert analysis of a Certified General Appraiser, STRA offers market-leading insights that empower lenders, investors, and property owners to make confident decisions in today’s dynamic rental market.

Why It’s Right For You

Built for Your Market

The only expert quality, low-cost product specifically designed for lenders, investors, and property owners

Robust Data, Expert Analysis

Utilizing Airbnb DNA and completed by an experienced local licensed commercial appraiser, not a residential appraiser.

Underwriting Confidence

NonQM Lenders can make informed lending decisions based on reliable, expert-validated data.

Scott ODell
"“Opteon built STRA around our credit policy and portfolio realities. We finally have realistic STR income, clear regulatory flags, and consistent decisions. It cut rework and sped approvals across the board.”"
Risk Manager Lender

How STRA Product Works

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Expert Review

Our Certified General Appraisers—licensed in the subject property’s state—review every detail from bedroom and bathroom counts to guest accommodations. They verify data accuracy, provide expert commentary, and ensure that the chosen comparables are both relevant and reliable.

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Our Process

We integrate innovation into every step of our process from ordering a valuation to receiving your final report. Our seamless valuation experience combines the human expertise of our valuers and the efficiency of our technology.

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Data Integration

Leveraging AirDNA’s Rentalizer, STRA generates up to 12 comparable property profiles complete with critical rental data, including occupancy rates, seasonality, and estimated annual income.

 

Request a Sample Report

Who needs the STRA Report?

Lenders

Ensure sound underwriting with trustworthy rental income data.

Investors

Identify high-potential properties with confidence.

Property Owners

Optimize rental strategies with detailed market insights and expert guidance.