PDR & PDC | Opteon

When the Loan Qualifies, We Handle the Diligence

Not every loan needs a full appraisal, but every loan needs the facts. When a loan qualifies for Freddie Mac's ACE + PDR or Fannie Mae's Value Acceptance + Property Data, Opteon's data collectors capture what the GSE's model requires and submit it in the GSEs' Uniform Property Data Report (UPDR) format. No opinion of value, just accurate, verified facts, fast.

Received an eligibility message for value acceptance + property data or ACE+PDR and not sure what it means? Our team can confirm what's required and get the right order in place.

What You Get

Reliable, experienced experts capturing accurate property data
Delivered in the GSEs' UPDR format, aligned with UAD 3.6
Photos, room counts, and condition captured directly from the property
Faster turnaround than a traditional appraisal on eligible loans
National coverage through Opteon's staff and panel network

GSE-Approved Technology, Built for Data That Has to Be Right.

Jaro is approved by Fannie Mae and Freddie Mac for property data collection, and Opteon AMC is an approved fulfillment vendor, so every PDR/PDC order is handled by technology and a team the GSEs have validated. Our collectors work in JaroInspect, part of the Jaro suite, capturing and checking data on-site before it's submitted. JaroInspect also produces the property's floor plan during the same visit, so the full dataset is captured in one trip. Everything is delivered in the GSEs' Uniform Property Data Report (UPDR) format, which is required for loans with application dates on or after June 30, 2026. The UPDR matches the look and feel of the URAR under UAD 3.6, so your reviewers see a consistent format from one report to the next.

Submission matched to the correct GSE

Photos, floor plan, room counts and condition captured directly from the property

Fast turnaround so waiver-eligible loans stay on track

Guidance for lenders newer to appraisal-waiver programs

Structured data capture aligned to the GSEs' Uniform Property Dataset (UPD) specifications

Built-in checks that catch missing fields before they're submitted

Order tracking from assignment through delivery

Structured capture in the field

Data is recorded and organized on-site, cutting the lag to a submission-ready report.

Floor plans from the field

JaroInspect measures the property and produces the floor plan on-site, alongside photos and property details.

Automated quality control

Checks catch gaps before a submission goes out.

Workflow management and tracking

Every order visible from assignment through delivery.

Accurate reports, every time

Whether it's a PDR or PDC, the report follows the same uniform standard. Our team is trained on it, and accuracy is built into every step from assignment to submission, so your report is right the first time.

A Single Point of Contact

A dedicated client experience manager stays with your account, so you're never explaining your needs from scratch.

Technology That Keeps Pace

Jaro captures and structures data on-site, cutting the lag between the visit and a submission-ready report.

Nationwide Coverage

200+ staff appraisers, a 16,000+ panel and trusted third-party inspection partners mean PDR/PDC coverage isn't limited to major metros.

PDR & PDC Data Collection